Shares A Share Account with a minimum balance requirement of $5.00 establishes and maintains your credit union membership. The dividend is calculated on the daily average balance and pays quarterly at a rate determined by the Board of Directors. IRA Shares Individual Retirement Accounts (IRAs) are a safe and secure way to invest in your retirement. There are two types of IRAs that KRD offers: Traditional and Roth. It is a good idea to start investing early on in your career because this allows you to earn more interest over time. Interest = Free Money. However, you can start saving anytime during your working career. Christmas Club A Shares Account that helps members save for the holidays. It’s easy to save through payroll deduction and you can save all year. The dividend rate is declared each year on September 30th by the Board of Directors. Funds will be transferred to the members’ regular share account and available the first business day of October. Take advantage of this convenient way to save and be worry free for the holidays. There is a $5000 limit. Back to School Club Now you can save for school supplies and clothes with the new Back to School Club. You can open the account with any amount and deposit any amount you choose, by payroll deduction or simple deposit. Funds will be transferred to your Share Savings account on July 1, just in time to do your school shopping!  Sign up now! Vacation Club Does your vacation keep getting put off every year? KRD now has a sibling to the much loved Christmas Club account. Deposits can be made with payroll deduction, in office deposit, mail or transfer—in any amount, as often as liked!  Dividends will be declared by the Board and will be paid on April 30, so funds may be transferred to your regular share account on May 1st each year.   Special Share Account Do you need to save for taxes, a vacation, a new car, a wedding, or any other special expense? Just deposit to this special account, through payroll deduction and be ready to make your dreams come true or be ready for the unexpected. The dividend rate is the same as the regular share account.
Shares & Share Drafts
VISA Debit Cards now Available! Call Credit Union For Details.
1001 West B Street, Mailing Address: PO Box 385 McCook, NE 69001-0385 308-345-7040   Toll Free: 877-645-7040
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government. National Credit Union Administration, a U.S. Government Agency
Share Draft Checking
Do you need a no frills, No Fee Share Draft Account? The credit union offers a share draft account with a no minimum balance requirement, no monthly service charge, no per check fee and provides a detailed monthly statement. You also have a carbonless check copy for your records and overdraft protection is offered from your regular shares (savings) account. Direct deposit and payroll deduction are available. Interest Bearing Share Draft Account Earn interest on this account with a minimum balance of $100.00. A $5.00 fee is charged per month if the balance falls below $100.00.
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